California Health Insurance Quotes and Blog

{Matts Health Insurance is an extremely versatile firm for Californians in the market for just about any kind of coverage.}

Our services begin with California health insurance plans for individuals and families. A free and accurate instant quote awaits you at MattsInsurance4CA.com. We offer Medicare Supplement Insurance plans to fill in those tricky “medigaps.” Instant quotes are also available for term life insurance, so that your loved ones can be provided for when the time comes. Dental insurance plans can be quite complicated, but we offer dental plans which can be tailored to healthier smiles. Access to reliable health care via child health insurance is a necessary part of any child’s development. But without a reliable plan for your child or children, young people can needlessly be placed at risk. Quotes for child plans are also available instantly on our convenient website. How about medical insurance protecting you or your loved ones when you’re traveling? Matts offers travel medical insurance to citizens of any nationality worldwide. We provide individual or group travel medical insurance for:

• Individual coverage for a vacation
• Your employees in locations around the world
• Long and Short Term coverage for mission organizations and missionaries
• Exchange student health insurance

Last but far from least, is our health insurance Anthem (Blue Cross) for Californians, one of our most popular choices. Our service and expertise provides our Anthem customers with a distinct advantage.

Whether you need an individual or family plan, a child-only plan, or a senior plan, Matts Health Insurance Services has a health plan that’s right for you. Matts options include affordable monthly premiums, discounts on medical care, and your choice of doctors.

To learn more please visit: http://www.mattsinsurance4ca.com

PORTRAIT OF COMPANY (use in openpr.com only)

Mattsinsurance4ca.com is a licensed health insurance agent in California. They provide instant online quote for health insurance, Medicare Supplements, travel health insurance, and child only health insurance.

Start a California Health Insurance Quote.

Unfortunately it is a fact that over 50% of all marriages end in divorce and the process is emotional for all parties involved. Each parent has their own objectives and desired outcome form the abrogation of the marital contract and neither have a desire to injure any of the children. However, in some cases there seems to have been unintended consequences which leave the children either left out of insurance coverage’s or with sub standard coverage provided by a state program.

Case in point the divorce decree calls for the Husband to carry the child/ children on his group health insurance policy and all seems ok until the Husband is laid off. The options are for the ex employee to take advantage of COBRA which is up to 102% of the cost of the insurance coverage. Unfortunately this may not be the best insurance solution.

Another situation comes up when the Husband is paying for the child on his group policy but mom takes the child into another state. This situation can give rise to a myriad of problems. The group policy may not cover out of state or is the insurance program is a HMO , PPO or other form of Managed care there may not be doctors or facilities “in network” and the cost of care may increase.

The answer is in planning. Both parents must council with their respective attorneys and agree to make sure the child’s health care does not slip through the cracks. Perhaps the best solution is to provide for separate policies for the children with funding from a source other than an employer.

Many large California health insurers have set up programs to cover such contingencies which provide “child only” plans at very reasonable cost.

Divorcing couples should take a look at these programs and make sure the children have coverage until they are adults.

Who’s Paying for the Care and Who’s Charging for Care?

Most of the articles I read about Universal Health Care are peppered with two phrases, “Health Care” and “Health Insurance”. The two are very different yet most articles combine the two as one item. So I’d like to clear up the difference between the two so that there is no further confusion.

Let’s start by defining the two phrases with Wikipedia.
• Health care*: healthcare is the prevention, treatment, and management of illness and the preservation of mental and physical well being through the services offered by the medical, nursing, and allied health professions.

• Health Insurance*: The term health insurance is generally used to describe a form of insurance that pays for medical expenses.

Now that we know the difference between the two I want to bring in a few quotes from the latetest Health care news I’ll find on Google.

Here’s one:
Mary Shesgreen from the Daily Herald says in her article titled “Support move to universal health care” that in the U.S 18,000 people die each year from lack of access to Health Care* (Please refer to the definition above on what health care* is). Mary goes on to say that the people who pay for our medical expenses (see Health Insurance* above) are enormous parasite on the U.S. Health Care* system. Okay, please refer back to the definitions at this point. The people paying the bills, are the so called parasites? Mary has just told us that the person paying our medical bills is bad and that the  Health Care* providers who are charging the enormous amounts for HEALTH CARE* not to blame. You now, when I read this type of thinking I’m reminded of that show on MTV called My Super Sweet 16. It’s the show with the spoiled brats who want everything handed to them on daddy’s bill. I always think to myself that the spoiled little brat should make her own money and pay for her own things if she’s so unhappy. So I’d like to say to Mary, if you’re so unhappy, fire your health insurance* company and pay for your own “Health Care*”. And you can walk into any Doctors office or hospital and you’ll be accepted because after all, you’re a paying customer. Go ahead nobody’s stopping you. You can do it.

Oh, but wait. Health Care* is expensive you say. Why do think that is? Who’s the one making it expensive? Now that you fired your health insurance* company and pay you own Health Care* bills you’d think the cost would have come down and 18,000 people would still be alive. But it’s not happening is it. Well sounds to me like the parasite is still there. It must be the Health Care* Providers who are the parasites (again, see definition of Health Care* above).

Here’s the deal everybody: Health Insurance* pays for our Health Care*. Health Care* costs are going up. So to keep up with the rising cost of Health Care*, Health Insurance* premiums will go up. To combat this and stop the out of pocket expenses for the consumer of Health Care*, we need the HEALTH CARE* PROVIDERS TO STOP CHARGING SO MUCH FOR HEALTH CARE*!

But just like the spoiled brat on the My Super Sweet MTV show who is afraid to make daddy too angry when he bought us the color Lexus, we too as Health Care* consumers are afraid to tell the doctor who is about to cut into us that we feel like we’re getting ripped off. Because if we do…well I don’t want to know what might happen if I did that.

I hope that helps future Universal Health Care* article writers clarify in their writings the difference between Health Care* and Health Insurance*. And a little bit about who the parasites really are.