Comments on: Insuring the Disabled with Guaranteed Issue Pre-65 Medicare Supplements http://mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/ Find the Best Health Insurance Plans and the Cheapest Rates Tue, 06 Jan 2009 04:14:55 +0000 http://wordpress.org/?v=2.7 hourly 1 By: admin http://mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-277 admin Wed, 31 Dec 2008 20:53:19 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-277 I talked to an internal Anthem Blue Cross rep today and asked about your situation. If you move to Pennsylvania you can keep your pre-65 Anthem Blue Cross F plan. I would double check that answer by calling Senior Support at 800-928-6201. You also can coincide your move to Pennsylvania with your birth-day month and qualify under the Medicare Supplement Guaranteed Issue Guideline #8 which states: “Birthday Rule: You are entitled to acceptance into equal or lesser value plans for 30 days beginning on your birthday. You must have a Medicare Supplement Plan and you must provide proof of prior coverage with your application.” Whatever you do, do not cancel any coverage you have in force now until you have a new policy accepted and issued. You do have a fairly unique situation and I hope I was able to help. I talked to an internal Anthem Blue Cross rep today and asked about your situation. If you move to Pennsylvania you can keep your pre-65 Anthem Blue Cross F plan. I would double check that answer by calling Senior Support at 800-928-6201. You also can coincide your move to Pennsylvania with your birth-day month and qualify under the Medicare Supplement Guaranteed Issue Guideline #8 which states:

“Birthday Rule: You are entitled to acceptance into equal or lesser value plans for 30 days beginning on your birthday. You must have a Medicare Supplement Plan and you must provide proof of prior coverage with your application.”

Whatever you do, do not cancel any coverage you have in force now until you have a new policy accepted and issued.
You do have a fairly unique situation and I hope I was able to help.

]]> By: Michael A http://mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-273 Michael A Tue, 23 Dec 2008 19:58:43 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-273 If there is any way that you can provide me with an answer to this question, I will appreciate your help greatly. I am "uninsurable." Because I had health insurance before a diagnosis, I have been able to remain insured through the many years since. I now have an Anthem Blue Cross Pre-65 plan in California. If my parents' health requires me to care for them in Pennsylvania, will I be able to buy a Pre-65 plan as a resident of Pennsylvania or will I find myself tossed into the "uninsurable" category? If there is any way that you can provide me with an answer to this question, I will appreciate your help greatly.
I am “uninsurable.” Because I had health insurance before a diagnosis, I have been able to remain insured through the many years since. I now have an Anthem Blue Cross Pre-65 plan in California.
If my parents’ health requires me to care for them in Pennsylvania, will I be able to buy a Pre-65 plan as a resident of Pennsylvania or will I find myself tossed into the “uninsurable” category?

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